Every country exports and imports for its survival. As long as this equation of imports versus exports is balanced, it is good for the nation but when imports become more than exports, the value of the currency starts declining more

         Here are the different terms that insurers use and their meaning Insurance policies are sold, not bought. Thus, very often the person buying the policy is not sure of what it is all about. Let us look at some terms used in these policies and what they mean. more

         All about Minor's Demat Account more

         The perfect tool to protect your family against home loan liability and subsequent default. more

         If you have a health insurance policy, you might be aware that it covers certain diseases only after a waiting period of four claim-free years. But do you know that conditions related to genetic disorders are not covered at all? And that claims relating to certain self-inflicted ailments-like cirrhosis of the liver due to excessive intake of alcohol, lung and throat cancer due to tobacco use, and HIV-can also be rejected by the insurance company. All this is explicitly stated in the policy terms and conditions but buyers seldom go through the fine print. more

         Last week, there was a profile of a mutual fund investor in the pages of the new ‘Economic Times Wealth’ that caught my eye. The article detailed the investment strategy being followed by a 75-year old retired businessman . In fact, the profile seems to have the caught the eye of many financial advisors and knowledgeable mutual fund investors and I received a number of emails asking me to write about this investor more

         If you fall short on any of these ratios, it’s time to review your savings and expenses. Here’s what they are and how to calculate them more

         Holidaying in a foreign destination is becoming popular, with travel operators offering affordable and attractive packages. Increased air connectivity , coupled with cheaper airfares and increased disposable incomes, has motivated many families to explore foreign destinations. A honeymoon in Thailand, a family vacation in Australia or sight-seeing in Europe are not as expensive as before. With foreign travel picking up steam, travel insurance is slowly gaining popularity in India. more

         The festive season is a good time for the property market - buyers suddenly emerge on the scene, so do lenders and developers with attractive offers. Sure, you can keep your housewarming on an auspicious day, but make sure you avoid the common mistakes that most people make while taking a home loan. more

         The Systematic Investment Plan (SIP) is a simple and time honored investment strategy for accumulation of wealth in a disciplined manner over long term period. The plan aims at a better future for its investors as an SIP investor gets good rate of returns compared to a one time investor. more